Rowling & Associates Blog

Get helpful tips for managing your money, financial planning information, tax savings, and financial news in these blog posts.

We enjoy making the complicated financial world simple for our clients. From short blog posts to full articles and even videos, financial professionals Sheryl Rowling and Steve Doster explain the topics that are important to you. There are also blog posts by our younger team members addressing the financial issues the X and Y Generations are dealing with now.
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Smart Money Moves for Graduate School Students

With the cost of graduate school tuition ranging anywhere between $30,000 to $70,000, it may be hard to think of your graduate school years as a time to better position yourself to achieve your long term financial goals.

Tax Planning Opportunities for the Remainder of 2016

As the end of 2016 approaches, there are several tax planning moves you can make to minimize your tax liabilities and possibly minimize your tax liability in the future. Not every option will work for every taxpayer; however with a little planning you may be able to save a lot of money.

Is This What You Call An Alternative?

Question: What is the Alternative Minimum Tax? Answer: The Alternative Minimum Tax (AMT) is a tax designed to ensure that high income people pay their fair share of taxes. Unfortunately, it is a rather insidious tax that can impact those who aren’t in the top brackets as well.

Borrowing From Your IRA Without Paying Tax

Sometimes you need extra cash and it’s hard to find a good source. Borrowing from your IRA is an interesting option that you might not know about.

Intra-Family Loans Explained

There are times when your children need help. When that help is financial, an intra-family loan could be the answer - but you have to do it right!

Presidential Candidates’ Tax Proposals

The media has been covering the presidential election nonstop. Yet, we’ve heard very little about their tax policies. Based on information released from their campaigns, here’s a quick overview of where each candidate stands. Keep in mind that regardless of who wins in November, any changes to tax policy requires congressional action.

R&A Continues to Learn at Junior Achievement

Several R&A employees attended the NAPFA West Region Symposium held on July 20, 2016.

What’s a Brokerage Account?

The end of the month rolls around, the bills are paid, your emergency cash is saved, and you have extra cash to spare. What do you do?

Obamacare: Penalties that Pack a Punch in 2016

The Affordable Care Act (ACA), also known as Obamacare, represents the largest reform of healthcare in the history of the United States. 2016 will be the first year ACA penalties will hit hard enough to motivate.

The ABC’s of Mutual Fund Share Classes

Have you ever wondered what the letters are that signify a mutual fund's share class? Well, I’ll tell you what it means. It’s a four-letter word that starts with “F”. FEES!