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Rowling & Associates Blog

Get helpful tips for managing your money, financial planning information, tax savings, and financial news in these blog posts.

We enjoy making the complicated financial world simple for our clients. From short blog posts to full articles and even videos, financial professionals Sheryl Rowling and Steve Doster explain the topics that are important to you. There are also blog posts by our younger team members addressing the financial issues the X and Y Generations are dealing with now.
Please share any content you like on your social media pages. Feel free to add comments or ask questions on any of the articles. We are happy to respond!

Is This What You Call An Alternative?

Question: What is the Alternative Minimum Tax? Answer: The Alternative Minimum Tax (AMT) is a tax designed to ensure that high income people pay their fair share of taxes. Unfortunately, it is a rather insidious tax that can impact those who aren’t in the top brackets as well.

Borrowing From Your IRA Without Paying Tax

Sometimes you need extra cash and it’s hard to find a good source. Borrowing from your IRA is an interesting option that you might not know about.

Intra-Family Loans Explained

There are times when your children need help. When that help is financial, an intra-family loan could be the answer - but you have to do it right!

Presidential Candidates’ Tax Proposals

The media has been covering the presidential election nonstop. Yet, we’ve heard very little about their tax policies. Based on information released from their campaigns, here’s a quick overview of where each candidate stands. Keep in mind that regardless of who wins in November, any changes to tax policy requires congressional action.

R&A Continues to Learn at Junior Achievement

Several R&A employees attended the NAPFA West Region Symposium held on July 20, 2016.

What’s a Brokerage Account?

The end of the month rolls around, the bills are paid, your emergency cash is saved, and you have extra cash to spare. What do you do?

Obamacare: Penalties that Pack a Punch in 2016

The Affordable Care Act (ACA), also known as Obamacare, represents the largest reform of healthcare in the history of the United States. 2016 will be the first year ACA penalties will hit hard enough to motivate.

The ABC’s of Mutual Fund Share Classes

Have you ever wondered what the letters are that signify a mutual fund's share class? Well, I’ll tell you what it means. It’s a four-letter word that starts with “F”. FEES!

How To Get Rich

Getting "rich" is having the financial ability to live your lifestyle as you desire without having to work

How Much Are You Paying For Financial Advice?

If you are currently using or considering using a financial advisor, please know this: Unless your advisor can clearly state that he or she is a fee-only RIA, you won't know how much you are paying.