Get helpful tips for managing your money, financial planning information, tax savings, and financial news in these blog posts.
We enjoy making the complicated financial world simple for our clients. From short blog posts to full articles and even videos, financial professionals Sheryl Rowling and Steve Doster explain the topics that are important to you. There are also blog posts by our younger team members addressing the financial issues the X and Y Generations are dealing with now. Please share any content you like on your social media pages. Feel free to contact us with questions about any of the articles. We are happy to respond!
In previous posts, we’ve talked about traditional IRAs and Roth IRAs. But there is another, lesser known, type of retirement account that could work well for you - the SEP IRA.
In our last post, we took a close look at Traditional IRAs – a type of retirement account that allows you to make tax-deductible contributions at any age, so long as you have earned income. However, not everyone benefits from this type of account. If you’re anything like me – a millennial, semi-recent college graduate in a pretty low tax bracket, there is actually a retirement account that could work much better for you. It’s called a Roth IRA.
Coming out of the COVID-19 pandemic, we now have a greater understanding of the importance of saving for retirement. But how should you begin this investment in your future? There are many different types of individual retirement accounts (IRAs) that you can open. In this series of posts, we will be taking a look at each one to help you determine which is best for you. We will start with the traditional IRA.
In our last post, we took an in-depth look at term life insurance policies and the various benefits they can offer. However, these are far from the only life insurance option available. In this post, we will be taking a closer look at another equally complex type of policy – permanent life insurance.
Life insurance is a complicated topic. There is a lot to take into consideration, even after you decide to purchase a policy. No one option is right for everyone. In this post, we will be examining term life insurance policies to help you determine if this is the best option for you.
Here in San Diego, we at Rowling & Associates believe in doing good for the world. But, working to make the world a better place doesn’t have to come at the cost of your investment returns. With ESG investing, you can put your money into companies that are committed to sustainability.
Ever wonder what to do with equity that has built up in your home? Home values are at historical levels leaving homeowners wondering, how can I use one of my largest assets to meet my retirement income goals? Let’s explore how a reverse mortgage may enhance your retirement plan.
Purchasing your dream home has many steps, including the decision between the myriad mortgage options available to you. How will you know which option is ideal for you? While there is no one right answer for everyone, considering the details of your unique financial situation will help you when planning for the optimal mortgage option for you.
Are you wanting to purchase your first home but do not know where to start? Here are a few first-time homebuying financial planning tips to keep you from falling into the typical traps that come with this process.
The recent GameStop experiment resulted in some people making big profits, some people losing their life savings (and then some), and a lot of people learning about the stock market and how it works. . Here are five lessons I learned from the #GME mania.