You know a lot about running your business, but at times you need help in financial areas. We can give you that help! At Rowling, Dold & Associates LLP, we work in the real world so we can give you the practical advice you need.

Buy/Sell Agreement

What happens in the event of an owner's death or disability? What happens if one of the owners wants to leave? What if there is a disagreement on management? What if an owner wants to sell part or all of an ownership interest? We can help you design a "buy/sell" agreement before a "triggering" event occurs. A properly structured agreement will- avoid potential future problems plan for financing buy-outs through insurance allow for business continuity protect surviving family members protect surviving business partners take advantage of tax opportunities  Back to top

Compensation Planning

As your business grows, compensation issues become important. Rowling, Dold & Associates LLP can provide guidance in all areas of compensation planning including - determination of reasonable compensation levels fringe benefit options auto allowance/company car options bonus ramifications pension/profit sharing plans 401(k)/salary reduction plans SEP/IRA plans travel, entertainment expenses dependent care plans education assistance plans By appropriately designing your company's compensation plan, you can realize benefits of higher employee morale and performance. Back to top

Tax Planning

We can reduce the bite of taxes if we plan. By taking advantage of Rowling, Dold & Associates LLP tax planning services, your business can save money. Tax planning opportunities include - year-end planning to develop strategies for lowering taxes depreciation planning to maximize tax deductions fringe benefit planning to create tax-free benefits retirement plan options to save taxes and cash flow choosing the best entity to save taxes structuring transactions to save money and taxes taking advantage of tax law changes as they occur utilizing manufacturer's tax credits utilizing research tax credits structuring quarterly estimated tax payments Find out more by linking to our Taxation Services  page. Back to top

RDA does not offer financial planning or investment advisory services via the Internet. The purpose of the Internet web page of RDA is to disseminate general information regarding the Advisor and the associated persons of the Advisor, and to provide an alternative means for a prospective client to obtain more information regarding the firm`s services.

Advice can only be rendered after the following conditions are met:

1. An Investment Advisor or IA representative may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or if they are excluded or exempted from the state`s investment advisor or IA representative requirements.
2. Follow-up, individualized responses to consumers in a particular state by an investment advisor or IA representative involving either the effecting of, or attempting to effect, transactions in securities, or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state`s investment advisor or IA representative requirements, or pursuant to an applicable state exemption or exclusion.
3. For information concerning the licensure status or disciplinary history of an investment advisor or IA representative, a consumer should contact his or her State Securities law administrator.
4. Delivery of a disclosure statement by Advisor to a prospective client.
5. Execution of an Engagement letter between Rowling, Dold & Associates LLP and the client and receipt of the financial planning fee retainer or the investment advisory fee by Rowling, Dold & Associates LLP.

Please note that the recognition of Rowling, Dold "&" Associates LLP and/or Sheryl L. Rowling (collectively or individually referred to as "the firm") should not be construed by any existing or prospective client as a guarantee that they will experience a certain level of results if they engage or continue to engage the firm's services nor should it be construed as a current or past endorsement of the firm by any of its clients.  Lists or rankings published by magazines and other sources are generally based exclusively on information prepared and submitted by the recognized adviser.

Rowling, Dold & Associates LLP
In Mission Valley at 8889 Rio San Diego Drive, Suite 202 • San Diego, CA 92108
619-294-4800 • 888-294-4890 • Fax: 619-294-9314
Email your questions to cpas@rowling.com