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Rowling & Associates Blog

Get helpful tips for managing your money, financial planning information, tax savings, and financial news in these blog posts.

We enjoy making the complicated financial world simple for our clients. From short blog posts to full articles and even videos, financial professionals Sheryl Rowling and Steve Doster explain the topics that are important to you. There are also blog posts by our younger team members addressing the financial issues the X and Y Generations are dealing with now.
Please share any content you like on your social media pages. Feel free to add comments or ask questions on any of the articles. We are happy to respond!

Why should you want professional help with your financial planning?

There are many different aspects of financial planning, from retirement planning, to employee benefits, to ensuring your estate and assets are properly protected. It’s a lot to manage all on your own. In this post, we’ll talk about the value of having a financial advisor to consult, and the criteria you can use to ensure you are choosing the best person (or people) for the job.

Financial Planning for LGBTQ Couples

With the Supreme Court ruling in 2015 that every state must allow same-sex marriage, all LGBTQ couples can now ask, “Should we get married?” Before answering yes, there are many financial planning pros and cons to discuss between the two of you and your financial advisors.

Who do you want to handle your financial planning?

Financial planning is a way of figuring out whether and how a person can meet their life goals by properly managing their financial resources. There are a lot of people and companies out there who want to take on the role of a financial advisor in your life – but that doesn’t mean you should let them

Employer Plans: Avoiding Costly Mistakes

Most workers have a significant portion of their assets in their employers’ retirement plans. It is great to see so many people saving from every paycheck for their future, but there could be some costly mistakes that could derail your worry-free retirement. Here’s what to watch out for.

AdvisoryHQ has named Rowling & Associates a Top Advisor in San Diego!

When it comes to financial planning and investments, you need a financial advisory firm that is looking out for your best interests. With that in mind, we are pleased to announce that AdvisoryHQ has once again named Rowling & Associates one of the Top Financial Advisors in San Diego!

Retirement Living Alternatives to Staying Put

When it comes to post-retirement living, there are many options to choose from. In our last blog post, we focused on the benefits and considerations for staying put after retirement. However, this is far from the only possibility, and it may not be the best one for you. With that in mind, we would like to take this opportunity to look at three retirement living alternatives to staying put.

Considerations for Staying in Your Own Home in Retirement

One major part of the retirement process is choosing where you want to live when you retire. This is a decision you get to make based on your individual needs, preferences, and desires. No one solution is perfect for every person. That said, for many people, the obvious first choice is to stay in your own home.

You’ve Got a Friend in Your Fiduciary Financial Advisor

Take a moment to consider this: what if you had a friend you could turn to whenever you had a financial question? Not sure how much of a house you can afford? Call your financial friend to walk you through the numbers. Don’t know which investments to choose in your 401(k)? If you work with a fiduciary financial advisor, you could have someone to answer that question.

New Year Goals Recommended by a Financial Planner

As the year 2018 has just come to an end, it is a good time to consider all sorts of different resolutions to improve your life in the New Year. As a financial planner, I can suggest several goals to help improve your financial life in 2019.

Bunching Deductions: A Firsthand Application

My wife and I bought our first home at the beginning of last year and for the first time in our lives, we itemized on our 2017 return. With the standard deduction doubling in 2018, we quickly found ourselves in the position where we would not be able to itemize, just like so many other taxpayers. Heeding the advice of my tax-knowledgeable coworkers, we prepaid everything we could before the end of 2017 and now find ourselves better situated to itemize every other year.